Adding a secondary driver to car insurance policy

 · Adding a driver to a car insurance policy can cost as little as $0 extra, or it can add as much as %+ to your annual premium. The exact cost of adding a driver to an existing policy depends on the person you’re adding, whether you need to insure an additional vehicle, and which car insurance company covers you.  · Adding a Driver to Your Car Insurance Who is Younger. Because insurers regard under drivers as the riskiest group, adding an inexperienced named driver to your policy will almost certainly hike your premiums. It seems logical to consider removing a student son or daughter from your annual policy if they are not living at home. Rather take Estimated Reading Time: 3 mins.  · Some insurance companies will cover the accident, but they might require you to pay the extra cost of adding a secondary driver. They might also ask you to make the payment immediately. It's also.

You can add a driver to your policy at any time by calling your insurance company and providing the information. The additional driver will be deemed a "named driver." That means he or she is covered by your policy as an occasional driver, but you will be the primary driver, or the one who drives the car most of the time. Remember, car insurance follows the car, and insurers calculate prices based on the risk that the car will be in an accident. That risk is different when more people get the chance to drive. Simply adding a second driver to an already covered vehicle won’t always spike your rate. Second driver are usually young drivers that are usually put as a second driver under their parents policy. Some of the parents do this and register their kids as a second driver for getting a car insurance for young drivers are rather expensive.

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